Funded Trading Plus Review 2026: Is It Worth It for UK Traders?

Funded Trading Plus is a real firm that has operated from London since 2021, reports $19.5 million in trader rewards across 211,000 accounts and 180 countries, and publishes its rules in a dated help centre. Its accounts are simulated and it is not FCA-regulated. At the time of our check Trustpilot had suspended the firm's TrustScore; the 2,673 reviews on file were 90 percent five-star and 3 percent one-star, with recent complaints about slower support and payouts since the firm changed hands.

Funded Trading Plus, or FT+, was founded in London in 2021 and lists an address at 7 Bell Yard, London, on its Trustpilot profile. Third-party listings and recent reviews describe it as having been acquired by Instant Funding, another prop firm, and several one-star reviews attribute slower service to that change. The firm's website does not name its current parent or directors, so check Companies House for the current filing before relying on the ownership.

1-Step Express: 10 percent target, 4 percent daily loss on the prior day's closed balance, 6 percent relative trailing maximum loss that stops trailing at the initial balance, no time limit, 1:30 leverage. 2-Step Classic: 7 percent target in each step, 4 percent daily, 8 percent static maximum loss, a 35 percent consistency rule in both steps and 50 percent when funded, a 3 percent per-symbol loss limit, 1:50 leverage. Instant: 6 percent daily, 6 percent trailing, no weekend holding. All accounts breach after 30 days without a trade.

On the 2-Step Classic, no single trading day's net profit may be more than 35 percent of the total net profit in that step, and no more than 50 percent of the profit in the current payout period once funded. On a $100,000 account with a $7,000 step target, the biggest day allowed is $2,450. If one day is bigger, you keep trading until the total grows enough to bring it under the limit. After each payout the score resets. The 1-Step Express and Instant programs have no consistency rule.

1-Step Express and Instant: request a withdrawal as soon as you are in profit, from day one, minimum $50, then every 7 days, or every 3 days with an add-on. 2-Step Classic: first request 10 calendar days after the funded account is created, then every 10 days, minimum 1 percent of the initial balance, and the 50 percent consistency rule must be met. The standard split is 80 percent, with add-ons to 85 or 90 percent and the firm advertises up to 100 percent as your balance grows. Payouts are in US dollars.

List prices including VAT on 21 October 2026: 1-Step Express $99 for $10,000, $199 for $25,000, $349 for $50,000, $549 for $100,000 and $999 for $200,000. 2-Step Classic $89, $169, $319 and $549 for $10,000 to $100,000. Instant Funding from $429 for $10,000 to $4,499 for $100,000. The new Activation Account costs $4 up front, then $179, $299 or $489 when you pass a 2 percent one-phase target. A 30 percent code was running at the time. Fees are not refunded.

On the 2-Step Classic, no single instrument may lose more than 3 percent of the account in simulated equity, measured against the balance at 16:59 EST the previous day. Several open trades on the same pair count as one. It is a hard breach in every phase, including the funded stage, so on a $100,000 account $3,000 of open loss on EURUSD alone ends the account even though the daily limit is $4,000.

No. None of the programs has a maximum number of days to pass. The only timing rule is activity: you must open and close at least one trade in every 30-day period on every evaluation and funded account, or the account is hard-breached. The firm emails a warning seven days before the deadline.

Yes. Funded Trading Plus is based in London and its restricted list covers Cuba, North Korea, Syria, Iran, Myanmar, the occupied regions of Ukraine, Pakistan, Vietnam, Russia and Belarus, not the UK. Prices include VAT. Accounts are simulated and the firm is not FCA-authorised, so no UK regulatory protection applies; a dispute is a contract matter with an English company.

MetaTrader 5 and Match-Trader were offered at checkout when we checked; the help centre also documents DXtrade and cTrader. Leverage is 1:30 on forex for the Express and Instant programs and 1:50 on the 2-Step Classic, with gold, silver and indices at 1:20, oil at 1:5 and crypto at 1:2. All programs are swap-free.

As one input, yes. Every Forex Complex signal carries a stop loss, so you can size inside the 4 percent daily limit and, on the 2-Step Classic, keep each pair under the 3 percent symbol loss limit. The consistency rule is the constraint to plan around: spread entries across days so that no single day exceeds 35 percent of the step's profit. Weekend holding is fine on Express and Classic but not on Instant. No signal service can guarantee you will pass or be paid.