The5ers Review 2026: Is It a Good Prop Firm for UK Traders?

Yes. The5ers has operated since 2016, longer than almost every firm in this cluster, through Five Percent Online Ltd, a registered company in Raanana, Israel. It reports 262,000 funded traders and 171 employees in 24 countries, and holds a 4.7 TrustScore from 38,198 Trustpilot reviews with 90 percent five-star and 3 percent one-star, the best ratio we have seen. Accounts are simulated and the firm is not regulated as a financial institution, which it states in its own disclaimer.

No, and it says so. The footer disclaimer states that Five Percent Online Ltd is not a custodian, exchange, financial institution, trading platform, fiduciary or insurance business and operates outside the purview of financial regulatory authorities, and that all trading in its hub is simulated with fictitious funds. That is the position of every prop firm on this list; The5ers is simply clearer about it than most. No FCA protection applies.

On High Stakes, your first payout can be requested 14 days after receiving the funded account and every two weeks after that, from $150 of profit, without needing to hit the 10 percent scaling target or three profitable days first. The cycle restarts each time the account scales. The split starts at 80 percent and climbs with the account size to 85, 90 and finally 100 percent plus a fixed $4,000 or $10,000 monthly payout at the top rungs. Passing Step 2 also returns your fee as hub credits and account credits. Hyper Growth pays 75 percent, rising to 80 and then up to 100 percent as it scales.

High Stakes (2-step): 10 percent in Step 1, 5 percent in Step 2, 5 percent daily loss, 10 percent maximum loss (4 and 8 percent on the newer $50K and $100K plans), three profitable days of at least 0.5 percent per step, no time limit, 1:100 leverage. Hyper Growth and Pro Growth (1-step): 10 percent target, 3 percent daily pause, 6 percent stop-out, no minimum days on Hyper Growth, 1:30. Bootcamp (3-step): 6 percent per step with a 5 percent maximum loss for $22. All programs expire after 30 days without a trade.

On Hyper Growth, hitting the 3 percent daily loss does not end the account. It disables trading for the rest of the day and you can trade again at 00:00 MT5 server time. Only the 6 percent stop-out, measured below the initial account size, terminates the account. It is the gentlest daily rule in this cluster and is a large part of why we rate The5ers highly on risk management fit.

Every time you make 10 percent, the account grows to the next rung and the payout cycle restarts. On High Stakes a $100,000 account becomes $125,000, then $150,000, $175,000 and so on to $500,000; the split is 80 percent to $150,000, 85 percent at $175,000 and $200,000, 90 percent at $250,000 and $300,000, and 100 percent plus a fixed monthly payout of $4,000 from $350,000 and $10,000 at $500,000. Hyper Growth doubles the account at each 10 percent instead, with a 75 percent split to $300,000.

One-time prices on 23 September 2026: High Stakes $19 for $2,500, $35 for $5,000, $69 for $10,000, $176 for $25,000, $249 for $50,000 and $405 for $100,000. Pro Growth one-step $52 for $5,000, $98 for $10,000, $189 for $20,000, $329 for $50,000; Hyper Growth is the same accounts with bonuses instead of a fee shown, so check the configurator. Bootcamp is $22 for the three steps and $50 to activate the $20,000 funded account. On High Stakes the fee comes back as 10 and 20 percent hub credits after each step and 70 percent as account credits when funded.

Holding trades over the weekend and overnight is allowed, with a warning that indices carry a high weekend swap. Holding through news is allowed too, but you may not open or close orders from two minutes before to two minutes after a high-impact release. Instruments are FX, metals, indices, oil and crypto on MetaTrader 5, with 1:100 leverage on High Stakes and 1:30 on the Growth programs.

Yes. The5ers' forbidden territories are sanctioned and high-risk jurisdictions such as Russia, Iran, North Korea, Syria, Venezuela and, notably, Israel itself, where the company is registered; the United Kingdom is served. Fees and payouts are in US dollars. The firm is not FCA-regulated and accounts are simulated, so no UK retail protection applies; a dispute is a contract matter with an Israeli company.

They are the two longest-running firms here and both have strong payout records. FTMO gives you a bigger account sooner (up to $200,000 at 80 to 90 percent) with a cash refund and one rulebook. The5ers starts you smaller but grows the account and your split at every 10 percent, pays every 14 days from $150, and its Hyper Growth daily pause is gentler than any FTMO rule. Choose FTMO if you want size and simplicity now; choose The5ers if you want a firm built around staying funded for years.

As one input, yes, and the fit is good. Every Forex Complex signal carries a stop loss, so sizing inside the 5 percent daily and 10 percent maximum loss on High Stakes, or the 3 percent pause and 6 percent stop-out on Hyper Growth, is straightforward. The two rules to plan around are the two-minute news window, which our timing notes help with, and the 0.5 percent profitable-day definition on High Stakes, which rewards taking partials across sessions. No signal service can guarantee you will pass or be paid.